Cash on Cash Return Calculator (Real Estate ROI)

By Jai

Cap Rate tells you how good the property is, but Cash-on-Cash Return tells you how hard your money is working.

Use our free Cash on Cash Return Calculator to measure the annual return on the actual capital you invested (Down Payment + Closing Costs + Repairs).

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Cash-on-Cash ROI

Rent Income minus Mortgage, Taxes, Insurance, Repairs, etc.
The total money that left your pocket to buy the deal.
Your Cash-on-Cash Return:

Formula Used

The calculation is simple but powerful:

Annual Pre-Tax Cash Flow / Total Cash Invested = Cash-on-Cash Return

This metric is superior to standard ROI because it accounts for leverage (mortgage). It answers the question: "If I put $50,000 into this house, what percentage of that money do I get back in my pocket each year?"

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